When customers fail to pay on time, businesses can quickly run into trouble. Unpaid invoices reduce liquidity and limit growth. At the same time, companies often lack the resources to actively pursue outstanding payments.
This is where the partnership between Debtist and iwoca comes into play. Together, we offer a solution that helps businesses avoid financial bottlenecks and maintain liquidity—without long waiting times or complicated processes.
While Debtist takes care of professional receivables management, iwoca provides fast and flexible financing options, ensuring that businesses remain financially stable and can focus on their core operations.
Who is iwoca?
iwoca is one of Europe’s leading providers of business financing. The company offers flexible loans for small and medium-sized enterprises (SMEs) that need quick access to liquidity—whether to bridge cash flow gaps or to fund growth.
Unlike traditional bank loans, iwoca provides a hassle-free way to access capital:
Fast decisions: Loan applications are reviewed within hours.
Flexible repayment: Businesses only repay what they actually use.
Simple application process: No excessive paperwork or long waiting times.
By partnering with Debtist, businesses can seamlessly integrate collections and financing into their financial strategy.
What are the benefits of the Debtist and iwoca partnership?
The partnership between Debtist and iwoca combines efficient debt collection with flexible financing, ensuring that businesses remain financially stable at all times. While Debtist efficiently manages outstanding invoices, iwoca provides quick access to liquidity—without unnecessary delays or administrative burdens.
This combination not only enhances financial security but also reduces operational workload and improves cash flow planning.
Key benefits at a glance
Secure liquidity
Recover outstanding payments efficiently
Bridge financial gaps without waiting for customer payments
Stay independent from delayed customer payments
Fast and simple processes
Digital collections with minimal administrative effort
Loan decisions within hours
No complex procedures or lengthy waiting times
Better financial planning
Improved control over cash flow
Proactive management of financial shortfalls
Continued business growth, even when payments are delayed
Debtist and iwoca offer a reliable solution for businesses looking to secure their liquidity in the long term.
How collections with iwoca work – step by step
1. Submit claims to Debtist: Recover outstanding invoices efficiently
When an invoice becomes overdue, it can be submitted digitally to Debtist. The collections process starts immediately, ensuring businesses don’t lose valuable time. Debtist takes over communication with debtors, issues payment reminders, and works towards a quick resolution using fair but effective methods to maximize the recovery rate.
Advantages of digital collections with Debtist:
Immediate processing: The collections process starts as soon as a claim is submitted.
Automated workflows: No manual effort required from the business.
High success rate: Experienced professionals ensure smooth payment recovery.
Legally compliant processes: All actions adhere to regulatory requirements.
The digital approach makes claims processing easier and more transparent for businesses.
2. Secure liquidity with iwoca: Close financial gaps instantly
While Debtist is handling overdue invoices, businesses can quickly secure financing through iwoca. This is especially useful when larger payments are pending, but immediate investments or operational costs need to be covered.
How businesses benefit from iwoca:
Rapid loan approvals: Most applications receive a decision within hours.
Hassle-free application: No paperwork, no long waiting times.
Flexible repayment options: Loans can be adjusted based on financial circumstances.
Independence from customer payments: Businesses don’t need to rely on when customers pay.
This approach enables companies to maintain financial stability and continue making strategic decisions without being impacted by delayed payments.
3. Stay financially flexible: Avoid cash flow disruptions
Once a payment is successfully collected through Debtist, the funds go directly to the business. If a company has already secured financing through iwoca, it can repay the loan flexibly or use the capital for further investments.
By combining collections and financing, businesses stay financially resilient and can focus on their long-term success.
Frequently asked questions about collections with iwoca
1. Which businesses benefit from this solution?
Any business that wants to improve its liquidity while ensuring faster debt recovery. Small and medium-sized enterprises, in particular, benefit from the combination of collections and financing.
2. Can I use Debtist and iwoca independently?
Yes, both services operate separately. However, using them together offers an optimal solution for businesses experiencing cash flow challenges.
3. How quickly can iwoca provide financing?
Loan approvals are typically issued within 24 hours, with funds transferred to the business account immediately afterward.
4. What happens if my customer pays after I secure financing?
If an outstanding invoice is successfully collected by Debtist, the iwoca loan can be adjusted or repaid early.
Secure your business with Debtist & iwoca
Debtist and iwoca provide the ideal solution for businesses looking to stabilize their cash flow and avoid payment defaults.
Recover outstanding payments professionally & bridge financial gaps
Digital processes with minimal waiting times
More financial security and better cash flow planning
Get in touch today for a free consultation.